Looking to refinance your mortgage? To make things go as smooth as possible for you, we ran through everything you need to consider. Debt-Ratio Take a look at the mortgage you currently have. It might be sucking out a lot of your income. Due to your debt-to-income ratio, it might be harder to refinance your mortgage; lenders would realize that the chances of you being able to pay back would be lower. If the current mortgage you have to pay is a max of 28% of your gross … [Read more...]